New Real Estate for Sale in Kelowna!

Kelowna is home to a booming real estate market and new developments seem to be popping up everywhere. One of the newest building proposals is turning the heads of Kelowna residents and visitors alike. This building is proposed to be built next…
Kelowna mortgage tips

Standard or Collateral Charge Mortgage. What’s best for you?

When arranging mortgage financing, your mortgage lender will register your mortgage in one of two ways. Either with a standard charge mortgage or a collateral charge mortgage. Let’s look at the differences between the two. Standard charge…
lower mission real estate in kelowna

How To Avoid An Accidental Home Purchase

Buying a property might actually be easier than you think. So, if you have NO desire AT ALL to qualify for a mortgage, here are some great steps you can take to ensure you don’t accidentally buy a property. Fair warning, this article might…
Kelowna mortgage tips

Reposition Your Debts Through Mortgage Financing

If you’re a homeowner looking to optimize your finances, consider taking advantage of your home’s equity to reposition any existing debts you may have. If you’ve accumulated consumer debt, the payments required to service these debts…

Buying a Second Property

If you’ve been thinking about buying a second property and you’re looking to put some of the pieces together, you’ve come to the right place! Whether you’re looking to buy a vacation property, start a rental portfolio, or help accommodate…
Kelowna mortgage tips

What is a Cashback Mortgage?

As the name implies, a cashback mortgage is similar to a standard mortgage, except that you receive a lump sum of cash upon closing. This lump sum will either be a fixed amount of money or a percentage of the mortgage amount, usually between…

Are Kelowna Homes for Sale on The Decline?

After two years of steady price increases, Kelowna homes for sale have reached a high average price. This large cost has affected many buyers’ ability to purchase a home in the area. However, after such a long upward trajectory, the climb…
Kelowna mortgage tips

Unsure About the Housing Market? Let’s Talk!

If you’ve been thinking about buying a property, whether that be your first home, next home, forever home, or a home to retire into, the current state of the Canadian economy might have you wondering: Is this really the right time to make…
Kelowna mortgage tips

How To Establish New Credit

If you’re new to managing personal finance and you want to learn about credit, you’ve come to the right place. Establishing new credit is a bit of a catch-22. To build a credit history, you need credit. But it’s hard to get credit without…