Kelowna mortgage tips

Protect Yourself at Renewal

Renew your mortgage in 2022 It’s a commonly held belief that if you’ve made your mortgage payments on time throughout the entirety of your mortgage term, the lender is somehow obligated to renew your mortgage. The truth is, a lender is…

How to Appeal Your Tax Assessment in BC

How to Appeal Your Property Tax Assessment in BC The BC Assessment Authority has released the 2022 property tax assessment numbers for the year.  No surprises, but they are all way up! If you are wanting to appeal your assessment then we…

Bidding War for Homes in Kelowna BC

2022 has arrived in grand fashion! If you’ve been following any of the real estate news as of late, you’d know that the housing supply in Canada is at an all-time low. Statistics are showing that there is far more demand than the supply…

Mortgages for Purchase Plus Improvements

If you want to buy and renovate at the same time then perhaps you need advice about Mortgages for Purchase Plus Improvements! The best place to start the mortgage process is with a pre-approval. But once you’ve been pre-approved for a mortgage…
Kelowna mortgage tips

Why Your Mortgage Downpayment Source Matters

If you’re looking to purchase a property, although you might not think it matters too much, the source of your downpayment means a great deal to the lender. Let’s discuss the lender requirements, what your downpayment tells the lender about…
Kelowna mortgage tips

Construction Assignments

Getting a mortgage with construction assignments One of the benefits of working with an independent mortgage professional is having lots of great financing options! Rather than dealing with a single lender with one set of products, independent…
Kelowna mortgage tips

Understanding a Spousal Buyout Mortgage

Have you heard of a spousal buyout mortgage? Well, if you’re going through or considering a divorce or separation you should keep reading. You might not be aware that there are mortgage products designed to allow you to refinance your property…

Hilbert&Crick Are Looking Back at 2021!

To cap off another amazing year in Kelowna real estate, the team at Hilbert&Crick have compiled a year-end recap of our blog content. In this post, you’ll be able to read a quick summary of every article from 2021. Over the past year,…
Kelowna mortgage tips

Porting Your Mortgage

Porting your mortgage is when you transfer the remainder of your current mortgage term, outstanding principal balance, and interest rate to a new property if you’re selling your existing home and buying a new one. Now, despite what some big…