Kelowna mortgage tips

Mortgage Options for Older Canadians

Mortgages for Seniors Although it’s ideal to have your mortgage paid off by the time you retire, that isn’t always possible in today’s economy. The cost of living is considerably higher than it has ever been, and as a result, many Canadians…
Kelowna mortgage tips

Getting a Mortgage After Bankruptcy

Sometimes life throws you a financial curveball. Bankruptcy and consumer proposals happen. It doesn’t mean your life is over, and it doesn’t mean you won’t ever qualify for a mortgage again. The key to financial success here is getting…

Vacation Homes in Kelowna

COVID-19 has the housing market in Canada flipped upside down. As a result, we are seeing more and more people who are changing their living habits. This change in behaviour is directly affecting the real estate market both locally and nationally.…
Kelowna mortgage tips

Bridge Financing and Deposit Lending

Let’s say you have a home that you’ve outgrown; it’s time to make a move to something better suited to your needs and lifestyle. You have no desire to keep two properties, so selling your existing home and moving into something new (to…
Kelowna mortgage tips

Getting a Mortgage While on Parental Leave

Will taking parental leave impact your ability to get a mortgage? Chances are if the title of this article piqued your interest enough to get you here, your family is probably growing. Congratulations! If you’ve thought now is the time to…
Kelowna mortgage tips

The Property Matters in Mortgage Financing

What are lenders looking for when it comes to Mortgage Financing When looking to qualify for a mortgage, typically, a lender will want to review four areas of your mortgage application: income, credit, downpayment/equity, and the property itself.…
Kelowna mortgage tips

Protect Yourself at Renewal

Renew your mortgage in 2022 It’s a commonly held belief that if you’ve made your mortgage payments on time throughout the entirety of your mortgage term, the lender is somehow obligated to renew your mortgage. The truth is, a lender is…

How to Appeal Your Tax Assessment in BC

How to Appeal Your Property Tax Assessment in BC The BC Assessment Authority has released the 2022 property tax assessment numbers for the year.  No surprises, but they are all way up! If you are wanting to appeal your assessment then we…

Bidding War for Homes in Kelowna BC

2022 has arrived in grand fashion! If you’ve been following any of the real estate news as of late, you’d know that the housing supply in Canada is at an all-time low. Statistics are showing that there is far more demand than the supply…