Houses in Kelowna BC Near Big White!

Winter is approaching rapidly in the Okanagan! There are already signs of snow at some houses in Kelowna BC. One of the biggest draws to real estate in Kelowna is the world-renowned ski hill, Big White. Families can enjoy a season of winter…
kelowna real estate market

How to Save Money for a Downpayment

How to Save Money for a Downpayment Whether you want to set aside money to buy a car or take a vacation, save up for a down payment on a property, or plan for your retirement, the principles are the same.  However, as you’re reading this…
kelowna real estate market

GDS/TDS Ratios Explained

GDS/TDS Ratios Explained One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios.  Now, before we get started, if you prefer to have someone walk through these calculations…
kelowna real estate market

4 Ways to Access Your Home Equity

4 Ways to Access Your Home Equity If you've been a homeowner for many years, it is likely your property value has increased significantly. One advantage of homeownership is the opportunity to build equity. Home equity growth, partnered with…
kelowna real estate market

What is a “No-Frills” Mortgage?

A no-frills service or product is where non-essential features have been removed from the product or service to keep the price as low as possible. And while keeping costs low at the expense of non-essential features might be okay when choosing…
kelowna real estate market

Prepping houses for sale in Kelowna! The 2022 Version!

Are you looking to sell your home in Kelowna? If yes, you’re going to want to do a few things before showing your property. Buyers looking to purchase houses for sale in Kelowna in 2022 are looking for some key features. For instance, cleanliness…
kelowna real estate market

An Overview of the Home Buying Process

If you’re in the early stages of planning to buy either your first home or your next home, you’ve come to the right place! Even if you’ve been through it before, the home buying process can be daunting, but it doesn’t have to be when…
kelowna real estate market

Alternative Lending Provides You With Options

Alternative lending refers to any lending practices that fall outside the normal banking channels. Alternative lenders think outside the box and offer solutions to Canadians who wouldn’t otherwise qualify for traditional mortgage financing. In…
kelowna real estate market

Benefits of Working with an Independent Mortgage Professional

If you need a mortgage, working with an independent mortgage professional will save you money and provide you with better options than dealing with a single financial institution. And if that is the only sentence you read in this entire article,…