GDS/TDS Ratios Explained

GDS/TDS Ratios Explained One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios.  Now, before we get started, if you prefer to have someone walk through these calculations…

4 Ways to Access Your Home Equity

4 Ways to Access Your Home Equity If you've been a homeowner for many years, it is likely your property value has increased significantly. One advantage of homeownership is the opportunity to build equity. Home equity growth, partnered with…

What is a “No-Frills” Mortgage?

A no-frills service or product is where non-essential features have been removed from the product or service to keep the price as low as possible. And while keeping costs low at the expense of non-essential features might be okay when choosing…
kelowna real estate market

Prepping houses for sale in Kelowna! The 2022 Version!

Are you looking to sell your home in Kelowna? If yes, you’re going to want to do a few things before showing your property. Buyers looking to purchase houses for sale in Kelowna in 2022 are looking for some key features. For instance, cleanliness…

An Overview of the Home Buying Process

If you’re in the early stages of planning to buy either your first home or your next home, you’ve come to the right place! Even if you’ve been through it before, the home buying process can be daunting, but it doesn’t have to be when…

Alternative Lending Provides You With Options

Alternative lending refers to any lending practices that fall outside the normal banking channels. Alternative lenders think outside the box and offer solutions to Canadians who wouldn’t otherwise qualify for traditional mortgage financing. In…

Benefits of Working with an Independent Mortgage Professional

If you need a mortgage, working with an independent mortgage professional will save you money and provide you with better options than dealing with a single financial institution. And if that is the only sentence you read in this entire article,…

3 Questions To Ask Yourself Before Listing Your Home!

Deciding to list your home for sale is a big decision. And while there are many reasons you might want/need to sell, here are 3 questions you should ask yourself; and have answers to, before taking that step. What is my plan to get my property…

Affordable Houses For Sale in Kelowna, BC

Finding affordable houses for sale in Kelowna, BC is a difficult task to do these days! Real estate in Kelowna is some of the most expensive in the province - and for good reason. The close proximity to Okanagan Lake, awesome nightlife, and…