Hilbert and Crick REALTORS in Kelowna

Property in Kelowna – 2022 Blog Recap!

December is quickly slipping away! And, the new year is on the horizon. Everyone who reads our blog this year would know that we wrote a lot of articles. From market updates to buying and selling tips, there’s been something for everyone.…

Recreational Properties at Big White!

Are you in the market for a recreational property? If yes, consider buying a place at Big White! Big White is a family-friendly ski resort in the winter and a mountain bike park in the summer. Owning a place at Big White means year-round fun…
Kelowna mortgage tips

New Mortgage Broker Rules to Affect Houses in Kelowna.

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At the beginning of October, the Mortgage Brokers Act in British Columbia was affected by new laws. If these laws get passed, those purchasing houses in Kelowna and surrounding British Columbia cities will be affected. The presentation of this…
Kelowna mortgage tips

Accessing Your Home Equity

If you've been a homeowner for many years, it is likely your property value has increased significantly. One advantage of homeownership is the opportunity to build equity. Home equity growth, partnered with the security of living in your own…
Kelowna mortgage tips

Saving Money for a Downpayment

Whether you want to set aside money to buy a car or take a vacation, save up for a down payment on a property, or plan for your retirement, the principles are the same.  However, as you’re reading this article on a website dedicated…
Kelowna mortgage tips

The Home Buying Process Explained

If you’re in the early stages of planning to buy either your first home or your next home, you’ve come to the right place! Even if you’ve been through it before, the home buying process can be daunting, but it doesn’t have to be when…

What are GDS/TDS Ratios Anyways?

One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Now, before we get started, if you prefer to have someone walk through these calculations with you, assess your…

Kelowna Properties For Sale Cooling Off?

Home prices in Canada have been a hot topic for a while now. However, compared to the beginning of 2021, prices are finally beginning to fall. Now that prices have dropped, many buyers are asking the question: is now the right time to buy a…
Kelowna mortgage tips

New to Mortgage Financing? Get Pre-Approved.

If you’re thinking about buying a property, but you’re not sure where to start, you’ve come to the right place! Let’s discuss how getting pre-approved is one of the first steps in your home-buying journey. Just like you wouldn’t go…