If you’ve missed a payment on your credit card or line of credit and you’re wondering how to handle things and if this will impact your creditworthiness down the road, this article is for you. But before we get started, if you have an overdue balance on any of your credit cards at this exact […]
Winter is approaching rapidly in the Okanagan! There are already signs of snow at some houses in Kelowna BC. One of the biggest draws to real estate in Kelowna is the world-renowned ski hill, Big White. Families can enjoy a season of winter fun like tubing, skiing, snowboarding, snowshoeing, hiking, and more. By purchasing houses […]
How to Save Money for a Downpayment Whether you want to set aside money to buy a car or take a vacation, save up for a down payment on a property, or plan for your retirement, the principles are the same. However, as you’re reading this article on a website dedicated to helping you secure […]
GDS/TDS Ratios Explained One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Now, before we get started, if you prefer to have someone walk through these calculations with you, assess your financial situation, and let you know exactly where you stand, let’s connect. There […]
4 Ways to Access Your Home Equity If you’ve been a homeowner for many years, it is likely your property value has increased significantly. One advantage of homeownership is the opportunity to build equity. Home equity growth, partnered with the security of living in your own home, is why most Canadians believe homeownership is the […]
A no-frills service or product is where non-essential features have been removed from the product or service to keep the price as low as possible. And while keeping costs low at the expense of non-essential features might be okay when choosing something like which grocery store to shop at, which economy car to purchase, or […]
Are you looking to sell your home in Kelowna? If yes, you’re going to want to do a few things before showing your property. Buyers looking to purchase houses for sale in Kelowna in 2022 are looking for some key features. For instance, cleanliness and great up-keep in the yard and interior of the home. […]
If you’re in the early stages of planning to buy either your first home or your next home, you’ve come to the right place! Even if you’ve been through it before, the home buying process can be daunting, but it doesn’t have to be when you have the right people on your side! The purpose […]
Alternative lending refers to any lending practices that fall outside the normal banking channels. Alternative lenders think outside the box and offer solutions to Canadians who wouldn’t otherwise qualify for traditional mortgage financing. In an ideal world, we’d all qualify for the best mortgage terms available. However, this isn’t the case. Securing the most favourable […]
