Mortgage Advice

Buying a home in the Okanagan Valley is likely more realistic than you might think.

Your goal should be to work with the best local real estate professionals possible. Equally important is finding financing for your new home. That’s why we’re so “Happy” to recommend Mike Lloyd and the HomeHappy Team.

If you’re looking to start making memories in the Okanagan Valley, our team is happy to get you there! For a beautifully designed home loan experience that gives you the safest and most secure mortgage, reduces your risks, and provides you with complete peace of mind… we’d love to work with you!

Discover more about how our team can help you find and finance the home you want! Read more Kelowna mortgage advice below now.

The Impact of Interest Rates on Kelowna Real Estate: Exploring the Dynamics

Introduction The real estate market in Kelowna, British Columbia, has long been a subject of interest for both investors and homebuyers alike. With its picturesque landscapes, attractive climate, and growing economy, it's no wonder that…

New Mortgage Broker Rules to Affect Houses in Kelowna.

Kelowna Mortgage Tips, Real Estate Articles

At the beginning of October, the Mortgage Brokers Act in British Columbia was affected by new laws. If these laws get passed, those purchasing houses in Kelowna and surrounding British Columbia cities will be affected. The presentation of this…

Accessing Your Home Equity

Kelowna Mortgage Tips

If you've been a homeowner for many years, it is likely your property value has increased significantly. One advantage of homeownership is the opportunity to build equity. Home equity growth, partnered with the security of living in your own…

Saving Money for a Downpayment

Kelowna Mortgage Tips

Whether you want to set aside money to buy a car or take a vacation, save up for a down payment on a property, or plan for your retirement, the principles are the same. However, as you’re reading this article on a website dedicated…

The Home Buying Process Explained

Kelowna Mortgage Tips

If you’re in the early stages of planning to buy either your first home or your next home, you’ve come to the right place! Even if you’ve been through it before, the home buying process can be daunting, but it doesn’t have to be when…

What are GDS/TDS Ratios Anyways?

Kelowna Mortgage Tips

One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Now, before we get started, if you prefer to have someone walk through these calculations with you, assess your…

New to Mortgage Financing? Get Pre-Approved.

Kelowna Mortgage Tips

If you’re thinking about buying a property, but you’re not sure where to start, you’ve come to the right place! Let’s discuss how getting pre-approved is one of the first steps in your home-buying journey. Just like you wouldn’t go…

Collections can Prevent Mortgage Financing

Kelowna Mortgage Tips

A question that comes up from time to time when discussing mortgage financing is, “If I have collections showing on my credit bureau, will that impact my ability to get a mortgage?” The answer might have a broader implication than what you…

What to do Before Listing Your Home

Kelowna Mortgage Tips

Deciding to list your home for sale is a big decision. And while there are many reasons you might want/need to sell, here are 3 questions you should ask yourself; and have answers to, before taking that step. What is my plan to get my…

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Buying a home in the Okanagan Valley is likely more realistic than you might think.

Your goal should be to work with the best local real estate professionals possible. Equally important is finding financing for your new home. That’s why we’re so “Happy” to recommend Mike Lloyd and the HomeHappy Team.

HILBERT&CRICKREAL ESTATE GROUP

HILBERT&CRICK
REAL ESTATE GROUP