Mortgage Advice to Help You Through a Separation

With the latest stats claiming that about half of marriages end in divorce and with around three-quarters of Canadians being homeowners, it’s important to know how to handle your mortgage if you decide to separate. Here’s a quick list of…

Climate Change Concerns & How They Affect Properties in Kelowna

Climate change is fast becoming a factor in some people’s decisions to purchase real estate. Some residents of places like Kelowna might see this as good news to keep the population low in our city. However, if you're a seller what should…

Things to consider before you buy a home with a suite.

Before you buy your new home with a suite there are a few things to consider. If you've never been in charge of renting out your home, collecting rental information, performing security checks, and reviewing references then this is a great…

Finance Your Home Renovations

If you’re looking to do some home renovations but don’t have all the cash up front to pay for materials and contractors, here are a few ways to use mortgage financing to bring everything together. Existing Home Owners - Mortgage Refinance Probably…
Kelowna mortgage tips

4 Signs You’re Ready for Homeownership

Buying your first home is a big deal. And while you may feel like you’re ready to take that step, here are 4 things that will prove it out. You have at least 5% available for a downpayment. To buy your first home, you need to come up…
Kelowna mortgage tips

What is a Second Mortgage?

If you're not all that familiar with the ins and outs of mortgage financing, the term "second mortgage" might cause a bit of confusion. Many people incorrectly assume that a second mortgage is arranged when your first term is up for renewal…
Kelowna mortgage tips

Amenities in Langley

New Real Estate for Sale in Kelowna!

Kelowna is home to a booming real estate market and new developments seem to be popping up everywhere. One of the newest building proposals is turning the heads of Kelowna residents and visitors alike. This building is proposed to be built next…
Kelowna mortgage tips

Standard or Collateral Charge Mortgage. What’s best for you?

When arranging mortgage financing, your mortgage lender will register your mortgage in one of two ways. Either with a standard charge mortgage or a collateral charge mortgage. Let’s look at the differences between the two. Standard charge…