Whether you want to set aside money to buy a car or take a vacation, save up for a down payment on a property, or plan for your retirement, the principles are the same.
However, as you’re reading this article on a website dedicated…
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If you’re in the early stages of planning to buy either your first home or your next home, you’ve come to the right place! Even if you’ve been through it before, the home buying process can be daunting, but it doesn’t have to be when…
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One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios.
Now, before we get started, if you prefer to have someone walk through these calculations with you, assess your…
https://hilbertcrick.ca/wp-content/uploads/2022/10/new-real-estate-for-sale-in-kelowna.jpg8001000EstateVuehttps://hilbertcrick.ca/wp-content/uploads/2023/01/HC-FINAL-300x86.pngEstateVue2022-10-04 07:00:392023-01-25 23:05:22What are GDS/TDS Ratios Anyways?
Home prices in Canada have been a hot topic for a while now. However, compared to the beginning of 2021, prices are finally beginning to fall. Now that prices have dropped, many buyers are asking the question: is now the right time to buy a…
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If you’re thinking about buying a property, but you’re not sure where to start, you’ve come to the right place! Let’s discuss how getting pre-approved is one of the first steps in your home-buying journey.
Just like you wouldn’t go…
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A question that comes up from time to time when discussing mortgage financing is, “If I have collections showing on my credit bureau, will that impact my ability to get a mortgage?” The answer might have a broader implication than what you…
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Deciding to list your home for sale is a big decision. And while there are many reasons you might want/need to sell, here are 3 questions you should ask yourself; and have answers to, before taking that step.
What is my plan to get my…
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A no-frills service or product is where non-essential features have been removed from the product or service to keep the price as low as possible.
And while keeping costs low at the expense of non-essential features might be okay when…
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You’ve most likely heard that there are two certainties in life; death and taxes. Well, as it relates to your mortgage, the single certainty is that you will pay back what you borrow, plus interest. With that said, the frequency of how often…
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Saving Money for a Downpayment
Kelowna Mortgage TipsThe Home Buying Process Explained
Kelowna Mortgage TipsWhat are GDS/TDS Ratios Anyways?
Kelowna Mortgage TipsKelowna Properties For Sale Cooling Off?
Real Estate ArticlesNew to Mortgage Financing? Get Pre-Approved.
Kelowna Mortgage TipsCollections can Prevent Mortgage Financing
Kelowna Mortgage TipsWhat to do Before Listing Your Home
Kelowna Mortgage TipsNot All Mortgages are Created Equally
Kelowna Mortgage TipsUnderstanding Payment Frequency
Kelowna Mortgage Tips